4.5/5 on Google
Helping Kiwi families with 20+ years of experience
Auckland's Trusted Mortgage Advisers
Expert Home Loan Advice at No Cost
We’ve helped 15,000+ Kiwi families achieve their homeownership goals. Access competitive rates from all major banks with our expert guidance and personalised mortgage structuring — at no cost to you.
No obligation • FSCL member • Licensed financial advisers
Proudly Partnering With
Complete Financial Services Under One Roof
Whether you’re buying your first home, growing your property portfolio, or protecting your family’s future, our Auckland-based team provides expert guidance across all your financial needs.
Mortgage Services
Expert guidance to secure the right home loan tailored to your goals and budget.
- First home buyer specialist advice
- Investment property financing
- Refinancing & mortgage reviews
- Construction & bridging loans
Insurance Solutions
Comprehensive protection plans to safeguard your family’s financial future and assets.
- Life & income protection insurance
- Mortgage protection cover
- Business interruption insurance
- Health & trauma coverage
Business Finance
Flexible funding solutions to help your business grow and achieve its potential.
- Business loan applications
- Commercial property finance
- Equipment & vehicle funding
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Years of Experience
Why Choose PFSL?
Trusted Auckland mortgage specialists with a proven track record and commitment to your success.
No fees to you
Our service is completely free. We’re paid by the banks, so you get expert advice at no cost.
Local expertise
Local knowledge of the property market and deep relationships with all major New Zealand lenders.
One-stop convenience
Mortgages, insurance, and business finance all under one roof. No need to deal with multiple providers.
Ongoing support
We’re here for the long term, providing regular reviews and advice throughout your financial journey.
Rohit Takyar
Financial Adviser
Ready to get started?
Expert mortgage advice you can trust with flexible appointments and guaranteed transparency.
Our Simple Mortgage Process
From application to settlement, we guide you through every step with complete transparency.
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Free Consultation
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We discuss your property goals and assess your borrowing capacity across all major banks.
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No obligation - just honest advice about your best options.
Compare and Apply
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We research rates from 15+ lenders and submit your application to the most suitable banks.
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You'll receive a comprehensive comparison of all available options.
Approval and Settlement
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We manage the approval process, negotiate terms, and coordinate with all parties.
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Our team handles the paperwork so you can focus on finding your perfect property.
Meet the People Behind Your Financial Success
At PFSL, you’re not just another client — you’re a story we care about. Our diverse team brings financial expertise, cultural understanding, and genuine heart to every conversation. Whether it’s your first home, growing a business, or protecting your family, we’re with you every step of the way.
Calculate Your Mortgage Repayments
Get an instant estimate of your mortgage repayments with our easy-to-use calculator. Enter your loan details to see potential monthly, fortnightly, or weekly payments, plus total interest costs over the life of your loan. Free calculation with no obligation.
Property & Mortgage Calculators
Choose your calculator to get started
Repayment Calculator
Calculate your mortgage repayments
Refinancing Savings
See how much you could save
Extra Payment Impact
Pay off your mortgage faster
Interest Only Calculator
Calculate interest only payments
Rental Yield Calculator
Calculate investment property returns
Business Borrowing
Calculate business loan repayments
Repayment Calculator
Enter your loan details
Rental Yield Calculator
Calculate your investment property returns
Annual Expenses (Optional)
Refinancing Savings
Compare your current vs new loan
Current Loan Details
New Loan Rate
Extra Payment Impact
See how extra payments help
Interest Only Calculator
Calculate your interest only payments
Business Borrowing
Calculate business loan repayments
Get Your Detailed Results
Your calculation is ready! Enter your details to unlock your personalised report.
Questions? Call us on 09 846 9934 (Mon-Fri 9am-5pm)
What Makes Us the Right Financial Partner for You
Trusted and reliable
Established Auckland mortgage adviser trusted by hundreds of families. Our reputation is built on transparency, integrity, and delivering results that matter.
Expert guidance
Receive personalised support from licensed financial advisers who understand your unique goals. From first home buying to refinancing, we make the process seamless and stress-free.
People-first approach
We put your needs first. Expect genuine relationships, clear communication, and ongoing support beyond your loan settlement.
Inclusive support for every client
We serve Auckland's diverse communities with respect. Our multilingual team ensures clear communication, no matter your background.
Real Results That Make a Difference
Every week, we help Auckland families take the next step in their property journey.
"I can't thank the team at Professional Financial Solutions enough for all their help in securing my home loan for my first home. As a first-time buyer, I had a lot of questions and concerns, but their team was patient, transparent, and always available to guide me. They took the time to explain my options and helped me find a loan that was perfect for my financial situation. The process was stress-free, and I felt confident every step of the way. If you’re looking for experts who truly care about your needs, I highly recommend Professional Financial Solutions!"
Akshay Gaba
"I had a very good experience with the team at PFSL, I highly recommend working with Samir Khanna. He is very patient and diligent about meeting timelines etc. Given his experience, he is able to share apt advice suitable to the context. I was a first time buyer and I got adequate time to understand processes, the right advice, and found it easy to work with them."
Vinay Hinduja
"I highly recommend Samir Khanna for any financial services you may need. He recently helped me secure a business loan, and to my surprise, he got it approved in just one week! His efficiency, deep knowledge, and proactive communication made the entire process smooth and stress-free. Samir also assisted me in successfully refinancing my home loan by moving it to another bank with a much better rate. I’m extremely grateful for his support and professionalism throughout. If you’re looking for someone reliable and results-driven, Samir is the person to go to!"
Devanshu Sood
"I had a great experience working with Samir khanna and his team. They were professional and incredibly responsive throughout the entire process. Samir's attention to detail and commitment is truly impressive as a result they are my go to people for all financial worries. Highly recommend"
Kartikey Kaushik
"Highly recommend Hareen who was our mortgage broker that assisted us with buying our first home. He very patiently guided us through the entire process. He's very knowledgeable and professional and took the time to advice us on all our options and also went that extra mile when needed. Thank you for all your support, it made the entire process so much more easier!"
Sarah Benjamin
Real Results That Make a Difference to Kiwi Families
Every week, we help families take the next step in their property journey. Whether it’s a first-time buyer getting their keys, an investor expanding their portfolio, or a family refinancing to save thousands each year.
Our role isn’t just about processing loans — it’s about understanding your goals, finding the right solution, and making sure you’re confident with every decision.
“These are the moments that remind us why we love what we do — and why choosing the right mortgage adviser matters.”
"I had a great experience working with Samir khanna and his team. They were professional and incredibly responsive throughout the entire process. Samir's attention to detail and commitment is truly impressive as a result they are my go to people for all financial worries. Highly recommend"
Latest News
Housing market continues to soften in Auckland
Reserve Bank hikes OCR to 1% to control rising inflation
First home buyers caught amongst rising inflation and interest rates
Lending rules and rising interest rates calms the rising property market
Ready to Secure Your Financial Future?
Join thousands of families who’ve achieved their property goals with expert guidance from PFSL. Get your free consultation today and discover how much you could save.
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No fees or charges to you
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Compare rates from 15+ lenders
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Licensed financial advisers
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Local expertise
Why choose us?
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Loans Settled
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Happy Families
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Bank Partners
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Google Rating
Get Your Free Consultation
Tell us about your goals and we’ll show you the best path forward.