Professional Financial Solutions

Professional Financial Solutions

4.5/5 on Google

Helping Kiwi families with 20+ years of experience

Auckland's Trusted Mortgage Advisers

Expert Home Loan Advice at No Cost

We’ve helped 15,000+ Kiwi families achieve their homeownership goals. Access competitive rates from all major banks with our expert guidance and personalised mortgage structuring — at no cost to you.

No obligation • FSCL member • Licensed financial advisers

Proudly Partnering With​

Complete Financial Services Under One Roof

Whether you’re buying your first home, growing your property portfolio, or protecting your family’s future, our Auckland-based team provides expert guidance across all your financial needs.

Mortgage Services

Expert guidance to secure the right home loan tailored to your goals and budget.

Insurance Solutions

Comprehensive protection plans to safeguard your family’s financial future and assets.

Business Finance

Flexible funding solutions to help your business grow and achieve its potential.

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Years of Experience

Picture outside PFSL Office

Why Choose PFSL?

Trusted Auckland mortgage specialists with a proven track record and commitment to your success.

No fees to you

Our service is completely free. We’re paid by the banks, so you get expert advice at no cost.

Local expertise

Local knowledge of the property market and deep relationships with all major New Zealand lenders.

One-stop convenience

Mortgages, insurance, and business finance all under one roof. No need to deal with multiple providers.

Ongoing support

We’re here for the long term, providing regular reviews and advice throughout your financial journey.

Rohit Takyar

Financial Adviser

Ready to get started?

Expert mortgage advice you can trust with flexible appointments and guaranteed transparency.

Our Simple Mortgage Process

From application to settlement, we guide you through every step with complete transparency.

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Free Consultation

  • We discuss your property goals and assess your borrowing capacity across all major banks.

  • No obligation - just honest advice about your best options.

Compare and Apply

  • We research rates from 15+ lenders and submit your application to the most suitable banks.

  • You'll receive a comprehensive comparison of all available options.

Approval and Settlement

  • We manage the approval process, negotiate terms, and coordinate with all parties.

  • Our team handles the paperwork so you can focus on finding your perfect property.

Meet the People Behind Your Financial Success

At PFSL, you’re not just another client — you’re a story we care about. Our diverse team brings financial expertise, cultural understanding, and genuine heart to every conversation. Whether it’s your first home, growing a business, or protecting your family, we’re with you every step of the way.

Financial Adviser

Financial Adviser

Financial Adviser

Financial Adviser

Business Development Manager / Credit Writer

Loans & Mortgages Officer

Business Development Manager

Calculate Your Mortgage Repayments

Get an instant estimate of your mortgage repayments with our easy-to-use calculator. Enter your loan details to see potential monthly, fortnightly, or weekly payments, plus total interest costs over the life of your loan. Free calculation with no obligation.

PFSL Property & Mortgage Calculator
Secure & Confidential | Licensed NZ Financial Advisers

Property & Mortgage Calculators

Choose your calculator to get started

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Repayment Calculator

Calculate your mortgage repayments

Refinancing Savings

See how much you could save

Extra Payment Impact

Pay off your mortgage faster

Interest Only Calculator

Calculate interest only payments

Rental Yield Calculator

Calculate investment property returns

Business Borrowing

Calculate business loan repayments

What Makes Us the Right Financial Partner for You

Trusted and reliable

Established Auckland mortgage adviser trusted by hundreds of families. Our reputation is built on transparency, integrity, and delivering results that matter.

Expert guidance

Receive personalised support from licensed financial advisers who understand your unique goals. From first home buying to refinancing, we make the process seamless and stress-free.

People-first approach

We put your needs first. Expect genuine relationships, clear communication, and ongoing support beyond your loan settlement.

Inclusive support for every client

We serve Auckland's diverse communities with respect. Our multilingual team ensures clear communication, no matter your background.

Real Results That Make a Difference

Every week, we help Auckland families take the next step in their property journey.

Real Results That Make a Difference to Kiwi Families

Every week, we help families take the next step in their property journey. Whether it’s a first-time buyer getting their keys, an investor expanding their portfolio, or a family refinancing to save thousands each year.

Our role isn’t just about processing loans — it’s about understanding your goals, finding the right solution, and making sure you’re confident with every decision.

“These are the moments that remind us why we love what we do — and why choosing the right mortgage adviser matters.”

"I had a great experience working with Samir khanna and his team. They were professional and incredibly responsive throughout the entire process. Samir's attention to detail and commitment is truly impressive as a result they are my go to people for all financial worries. Highly recommend"

Kartikey Kaushik

Ready to Secure Your Financial Future?

Join thousands of families who’ve achieved their property goals with expert guidance from PFSL. Get your free consultation today and discover how much you could save.

  • No fees or charges to you

  • Compare rates from 15+ lenders

  • Licensed financial advisers

  • Local expertise

Why choose us?

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Loans Settled

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Happy Families

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Bank Partners

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Google Rating

Get Your Free Consultation

Tell us about your goals and we’ll show you the best path forward.