Protect What Matters Most with Comprehensive Insurance
Expert insurance advice in Auckland. From life insurance to income protection, we help you secure your family’s financial future with the right coverage at the best prices.
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Expert insurance advice
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No cost consultation
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Compare all insurers
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Ongoing support
Get Free Insurance Consultation
Why Choose PFSL for Your Insurance Needs?
Expert insurance advice with access to all major insurers in New Zealand
Compare All Insurers
We compare policies from all major New Zealand insurers to find you the best coverage at the most competitive price.
Expert Advice
Our qualified insurance advisers help you understand complex policies and choose the right coverage for your situation.
Ongoing Support
We provide ongoing support including claims assistance, policy reviews, and updates as your circumstances change.
Our Insurance Services
Life Insurance
Protect your family's financial future with comprehensive life insurance coverage. Ensure your loved ones are financially secure.
- Term and whole life options
- Mortgage protection
- Family income benefit
- Competitive premiums
Income Protection
- Up to 75% income replacement
- Short and long term options
- Accident and sickness cover
- Tax deductible premiums
Health & Trauma
Comprehensive health insurance and trauma cover for serious illnesses. Get the best medical care when you need it most.
- Private health insurance
- Trauma/critical illness cover
- Cancer and heart cover
- Specialist treatment access
Mortgage Protection
Ensure your mortgage is paid off if something happens to you. Protect your family's home and financial security.
- Decreasing term cover
- Level term options
- Mortgage repayment cover
- Affordable premiums
Our Business Loan Process
Streamlined process to get your business funding approved quickly
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Comprehensive assessment of your insurance needs based on your lifestyle, income, and financial goals.
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Regular reviews, claims support, and policy updates to ensure your coverage remains appropriate.
How Much Insurance Do You Need?
Use our calculator to estimate your insurance requirements
Life Insurance Rule of Thumb
A common guideline is 10-12 times your annual income, but this varies based on your debts, dependents, and financial goals.
Income Protection Coverage
Health Insurance Considerations
Consider your health history, family medical history, and desired level of private healthcare access.ed on your debts, dependents, and financial goals.
Insurance Needs Calculator
Insurance Success Stories
Protect Your Family's Future Today
Get expert insurance advice and comprehensive protection at competitive prices
Available 7 days a week • No cost, no obligation
