Turn Your Dream of Home Ownership Into Reality

Generally, banks will lend 6-7 times your annual income, but this depends on your expenses, other debts, and the deposit you have. We assess your specific situation and show you exactly what you can afford across different lenders.

Pre-approvals typically last 90 days, but can be extended. We recommend getting pre-approved before you start serious house hunting so you can move quickly when you find the right property.

With pre-approval, you can bid confidently at auction knowing your finance is secured. We provide you with all the documentation needed and can often get final approval within 24 hours of winning an auction.

Self-employed and irregular income borrowers need specialist lenders who understand your situation. We work with lenders who assess your overall financial picture, not just payslips, and can often achieve approvals where banks have said no.

While not mortgage-related, we strongly recommend building inspections for all purchases. We can recommend trusted inspectors and help you understand what lenders require for older properties or unusual constructions.